Thank you for using StarterPak LLC, dba Get20. By accessing leads through the Get20 platform, you are entering into an agreement based upon the following terms and conditions:

Payment and Termination: Leads are paid for in advance upon registration with Get20. All payments must be made via credit or debit card before account will be considered “active” for receiving requests. When a lead is matched to your parameters, your account will automatically be debited the cost of the lead being sent. When a return is granted, your account will automatically be credited with the same amount originally debited for the cost of the lead.

Refund Policy: Refunds must be requested no more than 72 hours after delivery of lead. When a refund is granted the cost of the lead will be credited back to the agents’ account. Returned leads will be authenticated as “invalid” before said refund is credited to your account. An invalid lead is defined as a lead that has a wrong phone number (prospective consumer does not live, work, or own rights to phone number provided in resource), a lead that has been produced under false pretenses (prospective consumer claims they never requested said information), disconnected phone numbers, or non-working/fax numbers. Refunds will not be granted where the prospective consumer has already filed a contractual agreement with another, leads in which the prospective consumer has given false information when submitting quote request and/or has prior felonies, and if the prospective consumer is involved in hazardous/risky occupations or extracurricular activities. We have the right to activate a lead refund limit on your account if your refund requests exceed a reasonable threshold.

You can close your account at any time by contacting Get20. Get20 will return your remaining balance to you within 14 business days via check sent directly to the address provided during registration. All full-balance refunds will result in a $20.00 administration fee to be deducted from the remaining balance. Refunds not available on accounts under $20.00. Get20 has the right to terminate any working relationship at any time, upon which your remaining account balance will be returned to you. All accounts paused, stopped, or in any way rendered in-active for over 180 days will be automatically closed without written letter to Get20 for concessions to be made.

Your Account and Password: You are responsible for maintaining the confidentiality of your app account passwords and responsible for any activity under your account and password. You agree to notify Get20 if any unauthorized transactions occur on your account. Promotions: If Get20 matches any portion of an agent deposit, agent deposits will be the first dollars allocated to lead purchases. If a refund on your account is requested, Get20 will net out the matching funds provided by the company before return of balance.

Your Account and Password: You are responsible for maintaining the confidentiality of your app account passwords and responsible for any activity under your account and password. You agree to notify Get20 if any unauthorized transactions occur on your account. Promotions: If Get20 matches any portion of an agent deposit, agent deposits will be the first dollars allocated to lead purchases. If a refund on your account is requested, Get20 will net out the matching funds provided by the company before return of balance.

You agree that any leads obtained through Get20 are not to be resold or exchanged in any way, shape, or form. All leads delivered are to be solely used by the agent or agency that originally purchased the leads.

Non-Solicitation: You are prohibited from soliciting unpurchased leads using the Get20 activity feed or other section of the app. Violation of this may result in your account being deducted the cost of the lead, and/or closure of your account.

Exchanges: You agree not to hold Get20 liable for any goods or services solicited through the Get20 platform or services. Get20 is not an Insurance Brokerage. Get20 facilitates the exchange between Insurance Companies or agents, and prospective insurance consumers.

If you believe that your trademark or copyright has been infringed in any way, please contact us with the location and the infringement information.

No Warranty: Get20 AND/OR IT’S LICENSORS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE MATERIALS PUBLISHED FOR ANY PURPOSE. THE MATERIALS ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND. THE MATERIALS ARE COMPLEX AND MAY CONTAIN NONCONFORMITIES, DEFECTS OR ERRORS. Get20 AND/OR IT’S LICENSORS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE MATERIALS, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT.

Errors and Corrections: THE MATERIALS PUBLISHED COULD INCLUDE TECHNICAL INACCURACIES AND/OR TYPOGRAPHICAL ERRORS. Get20 AND/OR IT’S LICENSORS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE MATERIALS AT ANY TIME. Limitation on liability: IN NO EVENT SHALL Get20 AND/OR IT’S LICENSORS BE LIABLE FOR ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS OR THE INABILITY TO USE DATA, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OF THE MATERIALS, PROVISION OF (OR) FAILURE TO PROVIDE SERVICES, OR ANY OTHER INFORMATION AVAILABLE. IF THE Get20 DISCLAIMER OF WARRANTIES OR LIMITATION OF LIABILITY SET FORTH WITH IN THIS AGREEMENT IS HELD UNENFORCEABLE OR INAPPLICABLE, YOU AGREE THAT Get20 HAS NO LIABILITY.

Law: Get20 makes no representation that the Materials are appropriate for use in other locations. If you access this server from other locations, you are responsible for compliance with local laws.

General: Get20 reserves the right to discontinue or modify any of the information contained on this server at any time. Get20 shall have the right to modify these terms and conditions at any time. The user may not assign any part of this Agreement without the prior consent of Get20 via written condition. This Agreement shall be governed by the laws of Illinois, exclusive of conflicts of laws and principles.

If any provision of this Agreement is declared invalid or unenforceable, the remaining provisions of this Agreement shall remain in effect. The user agrees to comply with all applicable laws in the using of this service or the information contained herein. No waiver of any obligation or right of either party shall be effective unless in writing, executed by the party against whom it is being enforced. Any such waiver shall not preclude a party from exercising any other right or later exercising the same right.

These terms are in effect as of September 27, 2016.

If you have questions about these Terms of Service or want to contact us, please send an email to support@get20.com or write to us at:

StarterPak LLC. DBA Get20
222 W. Merchandise Mart Plaza Suite 1212
Chicago, IL 60654